Application Requirements for Smart Move Rental Homes

How We Score an Application

A Complete Application Packet Includes These Items

READ ALL OF THE FOLLOWING BEFORE YOU BEGIN YOUR APPLICATION

It is the policy of Smart Move Property Management that all applications must be complete, and all fees paid prior to submission for consideration. Failure to provide any requested information or documentation will deem the application incomplete and therefore will not be considered.

  • ONLINE APPLICATION

    Must be completed through our online application. Applications from 3rd party sites, such as Zillow, are not accepted. EACH ADULT (18 years and older, married couples too) who will reside in the home is required to submit a completed application.

  • FEE

    $45 NON-REFUNDABLE per applicant, regardless of family/marital status.

  • IDENTIFICATION

    Copy of each applicant's valid photo ID (driver's license, military ID, state ID, passport).

  • PET/ESA AND ANIMAL PROFILE

    All applicants will be emailed a link to complete an Animal Profile confirming the presence or non-presence of animals in the home. If NO PET or animal is being considered, a NO PET Agreement will be required. There is a $20 fee for the first pet, $15 for each additional pet, no charge for submitting a reasonable accommodation request for an assistance animal or ESA.

Phase-Of-Approval

  • PHASE ONE OF APPROVAL

    CREDIT, RENTAL HISTORY, CRIMINAL BACKGROUND & ANIMALS: Applicant's credit history, rental history and criminal background will be scored per the criteria listed herein. Reasonable accommodation requests for ESAs and service animals will be reviewed and validated by our 3rd party verifier, OurPetPolicy, per HUD guidelines.

  • PHASE TWO OF APPROVAL

    INCOME VERIFICATION: Applicants agree to complete the income verification process within 24 hrs using our secure 3rd party verifier, PayScore, to validate a combined net income minimum of 3x the monthly rent. There is a $15 fee for this service.

  • PHASE THREE OF APPROVAL

    SECURITY DEPOSIT & SIGN LEASE: Upon approval, you will have 24 hours to secure the home by putting down a Reservation Fee (equal to the deposit) and another 24 hours for all occupants to sign the lease agreement. These funds may be paid online or in person in the form of a cashier's check or money order.

Credit

  • All applicant credit scores must be 650 or higher with no more than 3 accounts in collections.

  • Scores of 600–649 can sometimes be approved conditionally, but applicants must: 1) have an average of less than 3 or more unpaid collections per applicant, 2) AND will require a double deposit, 3) AND you must have excellent income and rental history.

  • If one or more of the applicant’s scores is below 600, we cannot rent to you, even with an extra deposit.

  • Any applicant showing no credit score will require a double deposit.

  • All information on the credit report is subject to verification, including previous address and place of employment.

  • Negative, past due or adverse debt, collections, judgments, and or liens exceeding $10,000 will result in denial of the application, regardless of overall score.

  • Applicants with an open bankruptcy will automatically be denied.

  • Credit reports supplied by applicants are not accepted.

Rental History

  • One year of good, verifiable (non-family) rental history or homeownership is required immediately preceding the date of your application.

  • A double deposit may be considered for lack of rental history (without homeownership).

  • Evictions, small claims suits, and/or collections by any previous or current landlord will be cause for rejection.

  • Applications may be denied for damages beyond normal wear and tear, illegal activity on premises, and/or reports of non-compliance.

  • Any landlord reference that includes two or more late payments and/or return checks may result in denial or a double security deposit.

  • Any instance of a security deposit which was not returned due to damage of the rental unit beyond normal cleaning and/or any instance of proper Intent to Vacate Notice not being given to a landlord and/or a broken lease, may all be cause for denial.

  • It is not possible for us to consider rental history if a current or former landlord is non-responsive, or the landlord’s contact information is not provided.

Criminal History

  • Applicants may not be accepted if they have been convicted of a violent crime less than seven (7) years since the convicted date. Regardless of date, no applicant will be accepted with a conviction for: an act of violence (against a person or property), sex crime, burglary, criminal trespass, stalking, vandalism, arson, gang involvement, or illegal manufacturing or distribution of drugs. However, per Federal regulations, special accommodations may be requested for certain drug and/or alcohol-related convictions. SMPM reserves the right to consider all criminal activity, arrests, pending charges, and convictions on a case-by-case basis.

Net Income

  • Income will be verified by a trusted 3rd party, encrypted verification company, PayScore.

  • Applicants must be able to prove a combined monthly net income of at least THREE times the monthly rent.

  • Liquid assets, investments, etc. may be counted if it is verifiable and will require a double security deposit and minimum credit score of 650. In addition, proof of one year’s worth of rent in liquid asset accounts is required.

  • Income guidelines may be waived at the discretion of SMPM if applicant pre-pays rent for the full term of the lease.

  • If you are relocating from out of the area, we will need verifiable documentation to show you have verifiable income once you relocate.

Roommates

  • We do not allow more than 3 unrelated adults in a rental home. Some properties may not allow roommates. Check the rental listing for your property's terms.

Co-signers

Application Policies & Requirements

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